Terms and Conditions

Effective Date: January 1, 2024

Welcome to smartcareerhub.com. These Terms and Conditions (“Terms”) govern your use of our website and services. By accessing or using our website, you agree to comply with these Terms. If you do not agree with any part of these Terms, please discontinue use of the website.

1. Acceptance of Terms

By accessing or using smartcareerhub.com, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. These Terms apply to all visitors, users, and others who access the site or use our services.

2. Eligibility

Our services are available only to individuals who are at least 18 years of age. By using our website, you represent that you are at least 18 years old and legally capable of entering into a binding agreement.

3. Use of the Website

You agree to use the website and services for lawful purposes only. You are prohibited from:

• Violating any local, state, national, or international law or regulation.
• Interfering with or disrupting the website or servers or networks connected to the website.
• Attempting to gain unauthorized access to any portion of the website, other user accounts, or any system or network connected to the website.
• Using any automated system or software to extract data from the website for commercial use without prior permission.

4. Intellectual Property

All content on smartcareerhub.com is the intellectual property of Financial Marketing Certification and protected by applicable copyright and trademark laws.

• Copyright: Content may not be copied, distributed, or reproduced without prior written consent.
• Trademarks: Use of trademarks without authorization is strictly prohibited.

5. User Accounts and Registration

To access certain services, you may need to create an account and provide accurate, complete, and up-to-date information.

• Account Security: You're responsible for your login credentials and activity.
• Account Termination: We may terminate accounts for policy violations or fraudulent activity.

6. Payments and Fees

Fees are stated clearly on the website. By purchasing, you agree to the applicable charges.

• Payment Methods: Includes cards and third-party processors.
• Refunds: Refer to the specific policy; otherwise, all sales are final.

7. Certification Process

• Certification is granted upon passing the exam and meeting the standards.
• Misrepresentation leads to revocation.
• Certification may require renewal after a certain period.

8. Limitation of Liability

We are not liable for indirect damages such as:

• Loss of revenue or data
• Business interruption
• Personal injury or property damage

Our maximum liability is limited to the amount you paid.

9. Disclaimer of Warranties

The site is provided “as-is” without warranties of any kind.

10. Indemnification

You agree to indemnify Financial Marketing Certification against any claims or liabilities arising from your use of the website.

11. Termination

We may suspend or terminate access without notice for violations. Any obligations prior to termination remain enforceable.

12. Third-Party Links

We are not responsible for the content or policies of third-party websites linked from our site.

13. Governing Law and Jurisdiction

These Terms are governed by the laws of [Your Jurisdiction]. Disputes will be resolved in its courts.

14. Changes to Terms and Conditions

We may update these Terms at any time. Continued use of the website means you accept the changes.

15. Contact Us

If you have any questions about these Terms, please contact us at:

Email: [email protected]